Our Team of Texas Credit Repair Experts

Our team has a wide range of experts in Texas credit repair, how to raise your credit score fast, credit repair in Dallas, credit repair in Austin, and credit restoration.

Brad Boruk

Owner of National Credit Solutions

Brad Boruk, the founder and owner of National Credit Solutions, brings a unique range of experience to the table. As one of only a small handful of FCRA Certified Credit Strategists in the nation, he has the knowledge and skills necessary to truly make a difference in people’s credit, and ultimately, their lives. Brad’s a true believer in the famous Zig Ziglar quote “If you can dream it, then you can achieve it. You will get all you want in life if you help enough other people get what they want.” Because of his belief in these words of wisdom he has made it his life goal to assist as many people as possible in achieving their dreams.

Brad looks at credit as a means to an end. He’s focused solely on solutions to the pitfalls that keep people from their goals. If someone comes to Brad to have their credit repaired, he doesn’t ask what score they need to reach, he asked them what they want to accomplish with better credit. He realizes that credit is only one piece of the puzzle in most cases, so if someone wants to purchase a home, he makes sure everything is in place for them to buy a home, not just an adequate FICO score, because he wants to see them in a new home, not in an apartment with great credit. His zeal for helping others is infectious at NCS, spreading throughout the entire staff creating an organization that is truly solutions based.

Brad, will be the first one to tell you that he’s seen and done it all in life, and made a lot of mistakes, but it’s those mistakes that have made him the man he is today. He often mentions his time as an All-American football player where he had fame and respect, or his time in the car business where he had all the money he could ever hope for, but didn’t have fulfillment. These days he has turned his drive and determination to more worthy pursuits; taking real joy in time with his close-knit family, most of which, including his parents, wife, and children, also work at National Credit Solutions, being active in his church, golfing with his father and sons, and sharing his hard-won knowledge to help everyone he interacts with.

Ron Reed

General Manager of National Credit Solutions

Ron owned and operated his own business, Reed’s Glass, for 15 years, gaining knowledge in sales and customer service. Prior to that, he held the positions of installation manager and assistant manager for similar companies. Ron has over 10 years of experience in home and auto financing. He is extremely knowledgeable on how credit works, and the benefits gained by having a great credit score. As general manager, Ron is passionate about making sure the staff is well educated on all aspects of their positions, and works closely with the clients of National Credit Solutions to help them achieve their goals.

Tawnya Boruk

Director of Research & Processing

Tawnya has over a decade of experience in credit analysis. She uses her vast knowledge of the laws and regulations that govern credit reporting and her insight into how different aspects of credit reporting affect scores to provide the staff of National Credit Solutions the information they need to help their clients quickly, efficiently, and safely.

Chad Boruk

Office Manager

Chad keeps the office running smoothly to better assist the clients of National Credit Solutions.

Hans Massar

Attorney at Law

National Credit Consultants

You may be asking yourself, “what exactly does a Credit Consultant do?” The answer is quite simple, a consultant will determine the root issue of your financial dilemma and locate a successful solution. Using the skill set of the combined dream team and working alongside Research and Processing and the Client Services department we are guaranteed to find the solution that is right for you, obtaining your financial goals in a contracted timely manner.

Bernadette Ford

Sr. Credit Consultant

Bernadette is a former Experian Supervisor with 12+ years experience in the credit industry. She has worked as a Commercial Credit Specialist, New Hire Trainer & Fraud & Mixed Credit Supervisor. Prior to Experian, Bernadette held the position of Front-Line Supervisor & Cashier Trainer at Sam’s Club for 6+ years.With her knowledge of law & polices, credit expertise, and customer service skills, she is a powerful asset to National Credit Solutions.

Robert Wright

Sr. Credit Consultant

Robert Wright is the former owner and founder of City Concepts, an investment property group based in St. Louis, MO. In addition to owning his own investment property business, Robert has worked as a mortgage broker with Allied Mortgage, and gained further helpful experience in the automobile industry.

Robert says “Being a former Marine, it feels good knowing that we at National Credit Solutions are part of helping Americans nationwide get back on top of their credit.”

Ernie Lyle

Sr. Credit Consultant

Ernie has 14 years of credit experience,  4 years in the automotive industry  and 10 years in the Banking Industry.   He Worked his way up through lending as a Loan Officer with First Union  Bank and later as the Lending Manager for the Shenandoah Valley of Virginia with FNB Southeast.  Ernie and his family were moved to Texas  By Wachovia Bank where  he became  the Credit Consultant for The Dallas / Fort Worth Market.   He was responsible for making the credit decisions  on all loans in the Market and Training over 100 lenders that he was responsible for in the 67 branches , The Small Business  Banking  Group and the Private Advisory Group.  He Later turned all of his attention to the Small Business Banking.

Mortgage Brokering

• Real Estate Brokering
• Business Loan Acquisition
• Auto Sales
• Auto Financing
• Investor Client Development Credit Strategist
• Mobile Home Specialist