Credit Guy Blog

How long does the MultiPhase Program Last?

The National Credit Solutions MultiPhase™ System is designed to last for 6 rounds. Each round lasts approximately one month. Not everyone needs all six rounds though, and occasionally people need more than six rounds depending on their unique credit situation. Some people are done in 45-60 days, but that it unusual. ...

Negative Items Come Off My Credit Report After 7 Years, Right?

It’s a common belief that after 7 years the negative items on your credit report simply disappear. That’s the statute of limitations (in most states) right? Sadly, that’s wrong. Are the negative items supposed to come off after the statute of limitations has expired? Yes they are, but the reality is...

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