How Much Do Your Services Cost?

October 21, 2009  |   Posted in Credit Guy Blog   |   0 Comments   Tags: cost, credit repair, membership, programs

The number one question people typically ask about National Credit Solutions is “How much does it cost?”  I wish I had an easy answer that I could put here, but the fact is it varies widely. We have several different options, from membership plans that include services at no additional fee, to add on services that are situation dependent, to stand alone services with no set price.  Let me first explain goes into determining the price.

• Which program will the client be signing up for? We have several different programs here at NCS, so until we know which program the client qualifies for there is no way of putting a number on the price of the credit repair.  Not everyone qualifies for our services, and not everyone qualifies for all of them.  It’s like going to a car lot and asking how much a new car will cost.  Well which car do you want?
• How much does the client need to have fixed? Credit reports are like fingerprints, there are no two exactly alike. Client A might have a 550 credit score with 15 negative items while client B might have a 550 also, but only have 5 negative items. So until I know exactly what needs to be fixed, both the number of items and who the creditors are, I’m unable to price things out.

So the answer to “how much do your services cost?” is “I need to see your credit report first.” We are not a company that works on one or two items per month over several years, making money by charging a nominal monthly fee. We work on the entire credit report from day one so we can get the fastest results possible. So in order to price out what a client’s investment in the program will be I need to review a tri-merge mortgage report (the most detailed credit report available), then I can call a client back and let them know exactly what needs to be fixed, which programs they qualify for, and exactly what the cost of the program will be.